Stores are advertising layaway to encourage shoppers to shop now and pay later. I remember this concept was something my mom used when I was growing up (in addition to the Sears Catalog), but I had no clue it still existed. Didn’t store credit cards with high interest rates replace layaway? Impatient shoppers who didn’t have cash could purchase what they wanted on the spot, instead of waiting. I guess in this economy, stores are doing whatever it takes to entice customers to shop and people are becoming a little wiser with their money.

Just curious, is the economy going to impact your Christmas budget this year? What are you doing differently?

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